Flood Claims

Have you been impacted by flooding or had a claim rejected?

Have you been affected by recent flooding? Shine Lawyers NZ have extensive experience helping many businesses and individuals in dealing with their insurance companies concerning damage caused by floods.

Book in a free consultation today!

Am I insured for flood damage?

Yes, if you have a current home and contents insurance policy, chances are there will be cover for flood damage.

What can I claim for?

It depends on your insurance policy. All insurance policies are different. If you need help with your flood claim understanding the fine print, and what is covered, we can help.


We are able to help you understand the process, what you are truly entitled to and ensure that your claim is processed as swiftly as possible.


What is the process for making a flood claim?

When a disaster such as flooding or earthquake strikes, you may need assistance to navigate the process of making a claim. The first things you should do are:

  1. Record the damage
  2. Read your policy
  3. Document evidence and keep notes of contact with the insurance company
  4. Don’t be afraid to question what the insurer tells you what you are entitled to
  5. Do not sign an insurance discharge without legal advice
  6. Contact Shine Lawyers with any queries

Read on to find out more details on each step.

Do I need a lawyer for my flood claim?

Insurance companies are notorious for making it difficult to achieve a fair and timely outcome to insurance claims. Shine Lawyers can help if:

  • your insurer is taking too long
  • your policy is confusing
  • the insurance company are withholding a copy of your policy
  • your insurer hasn’t made an adequate offer in a reasonable time
  • your claim is rejected

If you have made a claim and your insurance company is inundating you with paperwork and you just need someone in your corner, we can help. We can assist you in understanding the process, what you are entitled to and ensure that your claim is processed as swiftly as possible.

Is there an insurance lawyer near me?

We believe that everyone is entitled to the highest standard of legal advice and service, no matter where they’re located. Shine Lawyers’ insurance claims team includes some of the firm’s most experienced solicitors and support staff.  

With branches in Auckland and Christchurch and obligation-free virtual appointments, location is no barrier when it comes to accessing Shine Lawyers’ insurance claims legal advice and support. Our expert team will do everything they can to help bring justice for your insurance claim that’s been unfairly refused or wrongly declined. 

Our obligation-free virtual appointments mean that no matter where you’re located in New Zealand, there are always experienced insurance claims lawyers near me. You have access to the same expert legal advice and the same level of quality and commitment. 

How Shine New Zealand can help?

Shine Lawyers are New Zealand’s leading plaintiff litigation law firm. We have helped thousands of every day New Zealanders resolve their claims with insurers and EQC. If your home or business has been impacted by the floods, contact Shine Lawyers today for a free no obligation consultation, so we can help ensure you get what you’re entitled to. Contact us today.

No obligation to proceed First appointment with your lawyer is obligation free. You decide.

Free first appointment with your lawyer

No legal jargon – we will help you understand the law and explain the steps you need to take.

If your home or business has been impacted by the floods, contact Shine Lawyers today for an obligation-free consultation, so we can help you get what you’re entitled to.

Why choose Shine Lawyers?

serviceFree 30 minute consultation

serviceClaim assessment where we explain all of the options available

serviceCan’t make it to the office? We can meet with you virtually

serviceNo Win No Fee* for suitable cases

We are here to help you right wrong.

Who is Shine Lawyers New Zealand's Flood Claims team?

Shine Lawyers’ Flood Claims team includes some of the firm’s most experienced solicitors and support staff. The team includes:

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