Many income protection insurance companies go to great lengths to avoid paying out claims to clients. Income protection insurance claims can be declined for a number of reasons, some of which can be controversial and based on an incorrect interpretation of the facts. The fallout can be extremely stressful, with the client suffering financially. Not only has their income ceased, but they may feel as though they have to fight their insurance company to overturn the decision without any income. That’s where we can help.
Shine Lawyers are experts when it comes to standing up for those who have had their income protection claim unfairly declined. We have the experience to take on the big insurance companies throughout New Zealand and the South Pacific, helping you get the outcome you are entitled to.
What’s more, as part of the Shine Group of lawyers, we have the backing and expertise of teams of experts in our Australian offices, who have experience in thousands of these cases. We give the little person the power and resources to take on insurance companies.
Insurers like to stack the odds in their favour when it comes to avoiding paying out claims to clients. Exclusions and clauses within policies are typically designed in such a way to limit a client’s ability to claim when in unfortunate circumstances. It’s wise to seek advice before you submit your income protection claim.
If you believe you have income protection claim, contact Shine Lawyers NZ today for an obligation-free consultation.
What is the legal process for Income Protection claims?
Shine Lawyers work closely with our clients to explain the legal process and help you to clearly understand your rights. While no two claims are the same, a general outline of the legal process is provided below.
We are here to help you right wrong.